Virtual CFO
CFO-Level Thinking.
Without the Full-Time Cost.
Monthly MIS, cash flow management, investor reporting, and strategic advisory — on a retainer that makes sense.
Rs 25L+<br> Saved vs Full-Time CFO Annual Salary
Day 1<br> Financial Clarity from Week 1
Board-Ready<br> Monthly Investor-Grade Reporting
Core Service Areas
6 Pillars of Our Virtual CFO Engagement
Beyond company incorporation, most businesses need a set of registrations to operate legally, access schemes, and build credibility. Avaron handles all of them as part of a single engagement.
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MIS & Financial Reporting
Monthly P&L, balance sheet, cash flow, and management dashboards — delivered on time, every month.
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Cash Flow Management
13-week rolling cash flow, working capital optimisation, early warning on liquidity stress.
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Budgeting & Forecasting
Annual budgets, monthly variance analysis, and reforecast models updated as your business evolves.
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Banking & Fundraise
Banking relationship management, credit facility negotiations, fundraise financial documentation.
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Compliance Oversight
GST, TDS, ROC, labour law — all deadlines tracked and filed. One contact for your full compliance calendar.
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Strategic Advisory
Pricing strategy, product P&L, unit economics, vendor negotiation, and board meeting participation.
Who It Is For
Is a Virtual CFO Right for You?
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Startups post-seed or Series A needing investor-grade reporting without a full-time CFO hire
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MSMEs scaling revenue past Rs 2–5 crore with complex multi-state GST and TDS compliance
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Businesses preparing for a funding round, acquisition, or bank loan — needing clean books
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Family businesses going through succession or introducing professional management
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Founders who are great at sales or product but need professional ownership of their financial function
Dispute Resolution
Got a Notice? We Handle It.
Engagement Process
Financial Health Assessment
First 2 weeks: review accounts, compliance status, cash flow, and financial processes. Clear picture of where you stand.
Step 01
Systems & Process Setup
Fix or set up accounting software (Tally / Zoho / QuickBooks), reporting templates, and compliance calendar.
Step 02
Monthly Operating Rhythm
Monthly MIS, management calls, compliance filing, and ad-hoc advisory — all included.
Step 03
Strategic Layer
Board presentations, investor updates, banking negotiations, and financial model refreshes as needed.
Step 04
Quick Answers
What does a Virtual CFO cost vs a full-time hire?
A full-time CFO costs Rs 25–60 lakh per year in salary plus benefits. Our Virtual CFO engagements are monthly retainers scoped to your business — a fraction of that cost with all the capability.
We already have an accountant. Do we still need a Virtual CFO?
Yes — different roles. Your accountant records transactions; a CFO interprets them and drives strategy. We work alongside your bookkeeper or in-house accountant, not instead of them.
Do you attend board meetings and investor calls?
Yes. Board attendance, financial presentations, and follow-up on finance-related action items are included in our standard engagement. We represent your financial function at the board level.
Which accounting platforms do you work with?
Tally Prime, Zoho Books, QuickBooks Online, and Xero. If you have no system, we recommend and set up the right one for your business size.
What You Receive
Your complete pitch package
Business Incorporation
Ready for CFO-level financial management?
Monthly retainer, CA-led. Financial clarity from Week 1.